Mortgages

A conventional mortgage loan is any loan that is not insured or guaranteed by an agency of the government. Conventional mortgage loans made by lending institutions and private lenders are the predominant method in which single family residences are financed.Usually, conventional mortgage loans are more difficult for a borrower to obtain than a mortgage under the FHA or VA programs. Conventional mortgage...

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Although there are a number of different methods for repaying a loan, there are only three types of mortgages in Florida available: FHA insured, VA guaranteed and conventional mortgage. FHA Insured Mortgage Loans The Federal Housing Administration (FHA) was created in 1934 to provide sound lending practices, promote home ownership and upgrade housing standards. The FHA is a part of the United...