Florida property for sale. Practical guide for property investors and first time buyers in Florida. How looks like property purchase in southern Florida. In this chapter we present how to buy a property in Florida and we will explain each step leading to successful purchase of any real estate in Florida.
Our real estate agency will take care of you during your property search visit in Florida. We have a fabulous properties for sale in Florida’s south east area. Especially in town of Boca Raton and closes cities and locations such as Delray Beach, Boynton Beach, Deerfield Beach properties, Coral Springs and Parkland homes. We also cover Miami Dade county including property for sale in Miami and Fort Lauderdale area – include Lauderdale by the sea.
Full support from our real estate agency
As a real estate agency we provide professional and friendly service to our clients coming to Florida from any part of United States, Canada, Europe, South America (we speak Spanish – hablamos Espanol) and any part of the world. Find out more about our professional services for property buyers in Florida.
You can go straight to property search in Florida from here, accessing our wide range of houses, villas, luxury penthouses and condos for sale, or you can read more useful informations regarding proces of property buying in Florida. If you are first time buyer or overseas investor from Europe or South America, this is extremely important to gain the right knowledge about property purchase in United States in state of Florida. Learn how to avoid problems during property purchase in Florida and how successfully acquire the right home for you in Florida
Choose Activa Realty office as your real estate agency in southern Florida to find your dream home in the sun. We can pick you up from the airport in Miami, Fort Lauderdale airport, or from the airport in West Palm Beach. We also can assist you in obtaining a right mortgage in U.S. banks, to purchase real estate in Florida. We work with local mortgage broker on the premises who will help you to choose right loan to buy your new home in southern Florida. From Miami Brickell to West Palm Beach.
Our real estate agency deal with all the formalities associated with buying a home and any aspect of living in Florida as well.
The whole process of buying a home in Florida, we define in a few chapters below, to clearly present to you, how to buy real estate in Florida. Those are very useful informations, especially if you are a first time buyer or you coming first time to United States in order to search for right investment in Florida state.
Buying a home in Florida in few steps
- Reconnaissance visit in Florida
- Pick up from the airport in Miami, Fort Lauderdale and West Palm Beach airport
- Accommodation at the hotel during property viewing with our realtors
- Property viewing in Florida
- Organization during property viewing in Florida
- How to reserve chosen property in Florida
- Necessary documents to purchase real estate in USA in Florida state
- Mortgage and property finance in United States (if necessary)
- Property closing. Signing of the property deeds in state of Florida
1. Reconnaissance visit in Florida
Activa Realty office in Florida is located in great town of Boca Raton in Palm Beach County. About 50 miles north of Miami and 40 miles from Miami International Airport. This prestigious location is a great place to buy a house or apartment (condo) in Florida south east area. City of Boca Raton is one of the most prestigious cities in Florida to own a luxurious house or a villa in South Florida. Activa Realty works without intermediaries and intermediary agencies. That’s way our property prices and real estate deals, are among the best in the local Florida property market.
On our website you will find all property listings from South East Florida area and you will receive professional service, and a very friendly approach from our international realtors. Activa Realty office use and exchange property listings together with most, respectful American real estate agencies present in Florida property market.
Florida is a large state and the vast amount of properties are available for buyers interested to invest here. Our real estate activities are limited to South Florida area. We cover the area from West Palm Beach to the South Miami. See here where we sell property in Florida
We sell real estate in Florida in three counties: Miami-Dade, Broward county and Palm Beach county.
In Activa Realty you will find honest support and professional assistance from the beginning of property search, to the very end of the process of buying a home in Florida.
2. We pick you up from the Miami airport, Fort Lauderdale and West Palm Beach
For our prospective buyers arriving from northern states of USA, from Canada and Europe we prepared special “VIP package” which includes airport pickup, transportation to the hotel in South Florida and professional consulting, regarding a property investment in Florida. We also offer property management services in Florida. See here our sister company AMC Property Wealth Management LLC
We suggest you take advantage of this VIP package in our services for this reason, that the Florida and Miami, is a huge area to explore. For people arriving first time to the U.S. or to Florida, they may feel a little lost and confused. Especially if you are coming first time from Europe.
Roads, motorways/ highways and distances between the cities in the U.S., they look much different than in Europe. Also fatigue and jet-lag after several hours of flight, it can give your life a misery and difficult time. To find your hotel in Florida for the first time can provide a problem and stress.
That’s why we have prepared for you the convenient service, we called “VIP package”. We will look after you, from the moment you arrive in Florida, until the signing of the deeds of your new real estate in Florida. However, for those wishing to get to us individually, we invite you to our office in town of Boca Raton, Palm Beach, Florida. It’s just less than 60km (50 miles) from Miami. About 1h drive from Miami International Airport (MIA).
3. Accommodation at the hotel during the time of viewing the properties
Take advantage of the “VIP package” or book a hotel near Activa Realty office in Florida in town of Boca Raton. We are 55-60km north of Miami. In order to facilitate contact and efficient properties viewing, during your visit to Florida, we suggest to book a hotel near our office in Boca Raton and Delray Beach. Check also Polish speaking real estate agent in Florida.
Nearest hotels near Activa Realty Florida office are in the area of Boca Raton, Deerfield Beach, Boynton Beach and Delray Beach.
4. Property viewing in Florida
Activa Realty ambition is to show as many properties corresponding to your search criteria as possible. In practice it is from 5 to 8 properties in one day. It’s sometimes more or sometimes less. Often, during the properties viewing we are dependent on other companies and cooperating agencies, developers and other real estate agents, property owners and tenants living in the properties we wish to view.
Therefore, it would be good if you contact our office, a few days earlier, before coming to Florida. Over the phone, or by e-mail we will ask you a few questions, to facilitate our search of your dream property in Florida. In Activa Realty office we have access to thousands of real estate deals in Florida. A preliminary interview with you, help us choose the appropriate products for you.
When first time contacting our office, please provide the following property details that you are looking for to our realtor:
- approximate or exact budget, you would like to spend on real estate in Florida
- the approximate location of the property that you are interested in. Then more precise then better.
- if the property have to be close to the beach, on the golf course, quiet neighborhood or the location does not matter to me. It’s all about price and opportunity to find a “good deal” and good investment
- whether your new property will be treated as a typical investment, a house or apartment to live in Florida, or will be home for retirement or purely rental investment in Florida
These are very important information that we want get from you, before coming to Florida. And that’s because of this, that it will be easier for us to prepare on your arrival suitable property listings in your budget.
After the first contact with you, we will be able to prepare a range of properties to show you, with the appropriate criteria for the investment. The choice of houses, apartments, villas and condos in our offer is huge. This type of information from you, allow us, to select appropriate properties for you and don’t waste the time during your visit in Florida.
5. Good organization during property viewing in Florida
To see several properties during one day, it may take many hours. Often, these are appointments set on the exact time. Most of the properties we are going to show you, is already appointed with developers, cooperating agencies, another property agents, listing agents, property owners, tenants and security guards at the entrance to the most prestigious properties and houses you are going to see.
During your stay with us and to view as many properties as possible, and finally choose the appropriate one, we trying to do a very efficient organization of your stay which allow you to see the maximum amount of properties in Florida.
After all, during your stay in Florida, you will have time, to go to the beach and enjoy Florida. See our Florida property news blog.
6. Property reservation in Florida
In the moment when you find your dream home in Florida and your offer will be accepted by the seller. If you simply are confident that “this is it” you were looking for, you have to pay a reservation deposit. It protects us from the fact that no one after us, can buy this property and put an offer on it.
From this time we have a time for preparation of necessary “paperwork”, to collect all the documents and formalities regarding the property purchase. The next step will be the presentation of proof that you have sufficient funds to purchase the property (proof of founds). This is a standard and common requirement in United States and by US realtors. Usually enough is a bank statement confirming the client’s financial credibility and your account balance.
When the offer is accepted, you will sign a contract and at that moment, a deposit (reservation fee) is required. This is usually the amount of $ 10,000 to $ 50,000 depending on the price of the property. Sometimes a developers and builders require a 10% of property price as a down payment to secure a property purchase. Today in some cases, sellers required more money down to accept the offer.
7. Necessary documents to purchase real estate in Florida
Document necessary to purchase of real estate in the U.S. in Florida state as a foreign national is a valid passport on the first place. Please also bring your driver’s license and valid credit cards. We will need two documents with pictures, confirming your identity to open a bank account for you in Florida.
One of the Activa Realty realtor will assist you to help you, to open a bank account in the United States in local branch in Florida.
Prior to your arrival, you should also take with you current bank statement, confirming that you have a sufficient funds to purchase the real estate in Florida (proof of founds). See above chapter “Property reservation in Florida”.
8. Mortgage and property finance in United States
Obtain a mortgage in the U.S. to 90% or 80% of the property value, unfortunately, is no longer possible, and belongs to history. After the huge crisis, economic collapse and the so-called credit crunch that happened in the United States in 2008 – 2009, U.S. banks are reluctant to lend money. Even harder for overseas property buyers in Florida. Check mortgage services from Activa Realty.
IMPORTANT UPDATE! From February 2022 we have special program for foreign nationals wish to get a mortgage in United States. We can help you finance the property up to 70% of the value. So you still need 30% down payment in order to buy property in Florida.
But still, for our customers, we are able to get 60% to 70% mortgage for the property purchase in Florida (subject to status).
In Activa Realty, we always trying to help our clients get the best conditions for obtaining a mortgage in United States in Florida state. The banks in the U.S. provide several “products” associated with obtaining a mortgage to buy a property in the U.S.
A mortgage can be obtained for a period from 5 to 30 years (sometimes 35 years) with no restrictions on age (depending on the client’s financial situation).
Mortgage loan is secured on the property in the United States. The interest rate of this loan has to be negotiated with the bank. We do not give exact figures, it is to discuss with us and bank in Florida.
In our office in Boca Raton, we are working with an experienced American mortgage broker who specializes in serving clients from Europe, and helps our clients to get the best possible conditions for mortgage lending. We will find the best financial solution for you.
9. Closing. The signing of the property deeds in Florida
Property deeds are signed at the title company. Fees for that range from a $ 1000 to $ 3,000, depends of the property price and locations. The exact amount of the fees, we only can get at the specific property you are buying. Any such charges will depend on the person (bank, company, institution, etc.) that sells the property to the buyer. Is also depend on the current legal status of the property, ie, whether a property has a mortgage, other debts, liens or other charges, etc.
If you need a mortgage, these amounts are correspondingly higher. The exact cost of closing can only be given for a specific property you intend to buy. Of course, prior to closing, you will receive a written, detailed costs of property purchase (proration).
In this chapter and in information about the process of buying property in Florida, we tried to put as much specific and useful information regarding the process of buying a property in Florida by our client.
Visit also another chapters on our website, to find out more about the process of buying a house or apartment in Florida. Our real estate agency will assist you, from arrival at the airport in Miami, until the moment of signing the property deeds in United States. See more in Activa Realty services. Are you looking for property to rent in Florida?. See more on our website here – property rental Florida
We try hard to make you satisfied with our services and the quality of our work, and also appreciate the effort that we put in our work to make the customer buy your dream home in Florida and recommending us to others.